In-Hospital Coverage
Benefit
Coverage
ü Room and board according to the hospitalization class as specified in the schedule
ü Intensive care unit and coronary artery disease treatment
ü Surgeon and anesthesiologist fees
ü Hospital services (surgery, theatre, anesthesia, pharmacy, laboratory, radiology, etc.)
ü Use of hospital medical equipment (e.g. heart and lung support systems, etc.)
ü Intra-venous infusions, injections, etc.
ü Diagnostic and laboratory tests, x-rays, electrocardiograms, scans, etc. (only related to the original cause of covered hospitalization)
ü Various therapies including physiotherapy, chemotherapy, radiation therapy, etc.
ü Physician and other specialist hospital consultation related to the original cause of covered hospitalization
ü Private nursing care, if medically necessary and pre-approved by the MCC
ü Recipient transplantation services
ü Ambulance services, if followed by hospitalisation
ü Incidental companion expenses for insured(s) below 13 years of age
ü Morgue expenses in the event of death of the insured following admission and during hospitalization for a non-excluded bodily injury or sickness
ü Maternity (including pregnancy, normal or caesarean delivery, legal abortion and all related complications)
100%
Out-Hospital Coverage
Out-Hospital Benefits
Physician Consultation
100% , 100% with 3,000 IQD DED
Diagnostic tests
100%, 90%, 80% Co-Pay
Pharmaceuticals
Physiotherapy
Number of SOAP’s per member
10 Forms, 12 Forms , 14 Forms
*All above benefits are subject to Asia Insurance Company's terms, conditions and exclusions.