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Workmen Compensation
Workmen Compensation
Productive Workers are an irreplaceable resource and an investment to any organisation. Providing protection for the employees is a matter not only of protecting the organisational asset but also of moral accountability. Many Governments across the world enforce providing not only proper working environments but also protection to the workers against uncertainties.
We at Asia Insurance Company offer workmen's Compensation Policy which will indemnify your Company against all sums for which your company will be liable to pay compensation to any employee in your immediate service due to accident arising out of and in the course of his employment.
Extensions to this insurance are
Medical Expenses - this provides the injured employee medical expenses benefit due to work accident up to $1,000/- per person (Higher limits can be requested at additional premium) subject to treatment being confined at private hospitals/Clinics .
Expenses for Repatriation of deceased body following work accident up to $1,000 /- per person (Higher limits can be requested at additional premium) and 3) Employer's Liability up to $ 20,000/-Any One Accident &/or in the aggregate.
The rate chargeable is always applied on basis on the Estimated Annual Wages of the employees, which is adjusted at the end of the policy period. This is very dependent to the nature of work, risk involved and cover/extensions requested. There is a day Deductible and further Conditions attached to this policy
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